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We Offer a Full Baccarat Supplies Line: Casino Quality Baccarat Tables, Casino Quality Baccarat Shoes, Billiard Cloth Professional Baccarat Layouts, Baccarat Discard Cans, Marker Racks, Blank and Custom Imprinted Baccarat Pens and Pencils, and More. Kardwell International Has Offered Casino and Gaming Supplies Since 1976. The National Gambling Board is responsible for the oversight of the regulation in the gambling industry throughout the country and to preserve the integrity of South Africa as a responsible global citizen. Baccarat has created this majestic chess set in clear and Midnight crystal. All pieces are cut by hand by a Meilleur Ouvrier de France (Best craftsman in France). About Baccarat.net We test each website individually against a set of stringent criteria in order to rank only licensed and secure gambling operators. Baccarat.net does not pay out or provide any kind of customer support for any offers featured on this site. All free or promotional offers and bonuses are subject to the terms and conditions of the respective providers of gambling services. Baccarat Betting: Before the cards are dealt, you can place the bet on either the player, banker or tie. The payoff for player and banker bet is 1 to 1, however, if you win a banker bet the casino keeps a 5% commission from your bet. Because banker bets have a lower casino advantage, the payoff tie is usually 9:1 or 8:1 depending on house rules.
Baccarat seems like a very simplistic game as its objective is very clear – bet on either Player or Banker and hope your hand is the winning one. However, if you go the whole nine yards and dive deep into the intricacies woven in by both experience and superstitious players, you will see there’s much more to it. Some players will try to predict their outcome based on previous results, while others will employ betting systems – both logic and superstition are equally influencing the game. In this article, we will explain the basic rules for drawing cards and how to use score boards, but before we begin, let’s have a look at the basics – card values and hands.
Baccarat Card Values
A fun fact you need to know about Baccarat besides that the “t” is silent – yes, it’s pronounced [bakaʀa] – is also the fact that the word means “zero” or “nothing”. This piece of trivia is all you need to go “Ahh!” when you learn that Tens, Jacks, Queens, and Kings have zero value in Baccarat. Ace counts as one and all other cards count as their face value 2 – 9. Total hand values cannot exceed 9, so ten is subtracted if the hand totals more than 9. If the hand is, say 4 – 9 – 5 the total would be 8 or 18 minus 10. Two 10s is a zero. A total of 8 or 9 is called a natural.
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Player’s Hand
The Player’s hand is always the first one to be acted upon. It’s dealt two cards initially. They are turned over by the dealer and if the total is between zero and five, a third card is dealt. If the total is between six and nine, the Player stands, which means that no cards are dealt. A “natural” is a hand of eight or nine and it’s automatically a winner against any Banker hands except 8 or 9. If the Player has a total of 8 and the Banker – 9, the Banker wins and vice versa. The house edge on Player hand is 1.24 percent and the payout is 1:1.
Banker’s Hand
The Banker’s hand is also dealt two cards and if the total is 7, 8, or 9 no additional cards will be dealt. If, however, the two-card total is between zero and three, and a three if the Player’s total is 8. Depending on the Player’s total, the Banker may still hit some 4, 5, or 6 totals. Lucky for you, you don’t need to memorize all of those as the dealers have already done it for you and will do all the hitting. And also, because you can use our handy Baccarat drawing guide that you can download for your perusal. The Banker is considered to have a slight advantage over the Player because it’s dealt second and some experts advise betting on it as they believe it will win slightly over 50 percent of the time. It does have a lower house edge – 1.06 percent and although it pays 1:1, there’s a 5 percent commission on Banker bets.
Rules for Drawing Additional Cards
In certain instances, additional cards will be drawn to either the Player or the Banker hand. These complicated rules certainly add to the sense of mystery that still surrounds the game. Which tends to give it the cachet of a more sophisticated game than it really is.
If either the player or the banker has a total of an 8 or a 9 they both stand. There is no exceptions and this rule overrides all other rules. And here are the other instances:
- If the player has total of 6 or 7, the player stands.
- If the player stands, the banker hits on a total of 5 or less.
- If the player has total of 5 or less, the player automatically hits and the banker gives the player a third card.
If the player gets the third card then the banker draws a third card according to the following rules:
- Banker has total of 0, 1, 2: Banker always draws a third card.
- Banker has total of 3: Banker draws if Player’s Third Card is 1-2-3-4-5-6-7-9-0 (not 8)
- Banker has total of 4: Banker draws if Player’s Third Card is 2-3-4-5-6-7
- Banker has total of 5: Banker draws if Player’s Third Card is 4-5-6-7
- Banker has total of 6: Banker draws if Player’s Third Card is of 6-7
- Banker has total of 7: Banker always stands.
You don’t really need to understand why these rules are as they are, and why they need to be so complicated, as this is simply how the game is played and that is that. To be fair, if the winner of the game was determined solely on the first two cards dealt then it would be more like a game of hi-lo than anything else.
Pattern Spotting
Based on the gambler’s fallacy, some players believe that the sequence of results in past hands can offer some clue as to what the outcome of the hands to come will be. In order to keep track of how many Player, Banker, and Tie hands have passed, they use scoreboards to map out previous results – a practice known as pattern spotting and casinos are perfectly fine with it. Land-based gambling halls will offer a sheet and pencil, while online, developers display the results automatically in a grid. They do this because they’re aware of the fact that these patterns and chart tracing will have no effect on the game whatsoever. This is not a winning strategy because previous outcomes don’t correlate with the next hands dealt in any way. Still, if you’re interested in finding out about those, here’s a breakdown of the most popular patterns.
Bead Plate
Other English names for it are “cube road”, “dice road”, “marker road”, “bead plate road” and even “baby pig road”. On the “bead plate” players can keep track of Player, Banker, and Tie wins and mark them with differently colored cubes:
- Blue= Player win
- Red= Banker win
- Green= Tie win
Tracing begins at the upper left hand corner all the way to the bottom row. Then, it continues over one column to the right, back to the top row.
Big Road
The “Big Road” pattern details the sequence of Player and Banker wins, ties are marked with a green line through the previous Player or Banker wins. Player pairs are designated with a blue dot in the lower right corner while Banker pairs with a red dot in the upper left corner of the hand it occurred in.
Marking this pattern starts again at the upper left, with Player wins marked in blue, and Banker wins in red. However, a new column is started every time there’s a change in Player and Banker winning. Since the grid is only six rows deep, if there are more than six consecutive wins, scoring moves to the right, which creates the so-called “dragon tail.” This is the main road and all other roads are derived from it.
Big Eye Boy
The “Big Eye Boy” is not that straightforward and could be perceived as serving the purpose of keeping statistics of how repetitive the shoe is. Red marks indicate repetition, while blue means the shoe is chaotic. Keep in mind that in this pattern, unlike in the previous two, blue and red do not relate to Player and Banker wins.
The “Big Eye Boy” table begins with an entry of the hand after the first entry in the second column of the Big Road. This provides no information based on which you can tell whether a pattern is developing or not. Every entry in the Big Eye Boy table, as well as the next two tables, will refer to a specific entry in the Big Road. It may get confusing following this sequence, but to put it as simply as possible – take a look at the last entry of the Big Road. Next, move one cell to the left and then up. If the move up does not result in a change, mark red, if it does, mark blue.
Small Road
Using the Small Road is very similar to using the Big Eye Boy, however, it skips the column to the left of the current column in the Big Road. It starts with the hand after the first hand in the third column of the big road, which means it will wait until the entry after the first entry in the third column of the Big Road. Red circles mean that the first and third columns to the left of the new column in Big Road are the same in depth. A blue circle means they’re not.
The way you move in the small road is – again considering the latest entry in the Big Road – move two cells to the left and then – up. Mark red if the move up does not result in a change, and in blue if it does.
Cockroach Pig
The Cockroach is the third road derived from the Big Road and it skips two columns to the left of the current column in the Big Road. Otherwise, it works exactly the same as the Small Road. The Cockroach Pig will wait until the entry after the first entry in the fourth column of the Big Road. Here, you will compare the first and fourth columns to the left of the new column in the Big Road. Again – a red circle will mean they are the same in depth while a blue one will mean they’re different. In order to mark the Cockroach pattern, again look at the the latest entry in the Big Road and move three cells to the left. Then, move up. Again, if there’s no change as a result of the move up, mark red. Mark blue if there’s a change.
Free Practice Play with NetEnt’s Low-Limit Baccarat
When choosing an online baccarat casino, we advise that you look up the info section of RNG baccarat games – it should contain all details that are essential to your gameplay such as RTP, rules, payouts, and functions. We’ve chosen to feature a baccarat game developed by NetEnt as they have some of the most detailed explanations on how to play baccarat, third-card draw rules, payout tables, as well as all functions of each game. This release some of the highest return-to-player rates at
- Banker: 98.94%
- Player: 98.76%
- Tie: 85.64%
To avoid any confusion, the game features a chart for third card rules, scoring, and payout schedule with examples. All the features and controls are also explained in detail, so you will have no trouble playing regardless of your experience with the game. A history of previous bets stays open so you can keep track of previous results if you’re marking them down for patterns.
Is It Worth Using Pattern Spotting?
Learning the intricacies of these patterns can be an arduous task. Generally, what you need to know about these charts is that red circles represent Banker wins and blue circles – Player wins. Green is for Ties. The Big Road is the main road and all other ones consider its latest entry. Luckily, these days casinos will spare you the struggle and offer digital displays of the roads, detailing all the wins, and providing more information without error as they are directly connected to automatic card reading shoes. Normally, each road is six symbols in height and in electronic displays, Big Eye Boy, the Small Road and the Cockroach Road use symbols of half a cell’s height and width, which means that three rows of cells can fit six symbols vertically.
However you choose to use these patterns, whether scoring them yourself or following the electronic display, keep in mind that they’re entirely based on superstition and the false sense of control part of the gambling psychology, so they won’t decrease the house edge and won’t give you an advantage or guarantee you more or bigger winnings. If you want to get an authentic Macau Baccarat feeling, then you can use these, as well as other rituals such as the squeeze or blowing on cards to banish bad luck with the same effect.
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Let’s get one thing straight – there is not one single surefire Baccarat strategy guaranteeing you wins. Anyone who claims they have cracked the Baccarat code is either a Trump supporter who yells at kids to get off their lawn or a self-righteous and self-proclaimed “expert” lacking the bankroll to back up him boasting his uncanny skill and technique. And although there’s not really one foolproof strategy per se, considering how much based on the chance the game is, there are some rules you can follow to ensure a pleasant time at the Baccarat table.
How to Play Baccarat – The Rules In a Nutshell
First and foremost – learn the mechanics of the game. Make sure you know the rules, how the cards are dealt and what their value is. It can be boring learning all the intricacies like when the player stands and when the banker hits but if you’re betting your money, you need to have a complete understanding of what’s going on.
Despite the fancy suited high-rollers we’ve come to associate with Baccarat, it doesn’t take the intellectual prowess and deductive reasoning of a British Secret Service agent to ace it. In fact, this is probably the most straightforward game you can play at a casino. Despite all the prestige surrounding the game, it’s really nothing more than a coin toss, so once you’re familiar with the terms and bets, you’re all good to go. To prep you up for a night at a glitzy land-based casino or a game at an online live table, here’s a crash course on how to play Baccarat.
Baccarat is played at large kidney-shaped tables that can sit 12 players and two dealers, plus a caller. In front of every player, there are two fields – Player and Banker. Each player places their bet before the cards are dealt and chooses whether their wager goes to the Player hand or the Banker hand. There is also a third option – Tie if the Player and Banker’s hands have equal value. The version of Baccarat played at American casinos is called Punto Banco which stands for Player and Banker. After all players have placed their bets, the Player and the Banker are each dealt two cards. The hand that wins is the one that’s closer to a total of 9. So, if the Player hand is 8 and the Banker hand is a 3, the winning one is the Player and all punters at the table who have placed bets on the Player hand, win. If the hands are equal, it’s a loss for everyone who has bet on Player / Banker and a win for all that have bet on a Tie.
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The Good, the Bad and the Player – Baccarat Bets to Make and Avoid
The first step towards winning is to avoid the Tie bet. Not that we don’t like it or anything but if you’re in it to win it, then wagering your money on a bet with a 14-percent house edge is not exactly a surefire winning strategy. Next, you need to know the odds – although it seems pretty straightforward having only two options to bet – either Player or Banker, there are slightly different odds for the two as follows:
- Banker – 45.843%
- Player – 44.615%
- Tie – 9.543%
*There’s also a commission on the Banker bet so make sure you’re familiar with these before placing a wager.
The Banker Bet
With its higher odds, the Banker bet seems like the most reasonable choice when designing a Baccarat winning strategy. Experts will advise you to bet your money on it because it has been estimated that it will win more than 50% of the time – one of the reasons casinos add the 5% commission on it. Despite this being added, it’s still a preferred choice for many players – both newbies and seasoned pros who swear by it. Experts will also recommend that you keep betting on Banker until it loses as it has a better chance for winning streaks and that you wait for at least one bet after a Banker loss before switching to Player.
A good thing to always keep in mind is that hot/cold tables and winning/losing streaks are pure myths born by the gambler’s fallacy that in even odds bets after many consecutive outcomes of the same results, the opposite one is just bound to happen. There’s absolutely no mathematical or any other proof of such co-dependency so we advise that you don’t employ such practices.
Outcome | Combinations | Probability | Banker Bet Return | Player Bet Return | Tie Bet 8 to 1 return | Tie Bet 9 to 1 return |
---|---|---|---|---|---|---|
Banker Wins | 2,2922,252,566,437,888 | 0.458597 | 0.435668 | -0.458597 | -0.458597 | -0.458597 |
Player Wins | 2,230,518,282,592,256 | 0.446247 | -0.446247 | 0.446247 | -0.446247 | -0.446247 |
Tie | 475,627,426,473,216 | 0.095156 | 0 | 0 | 0.761248 | 0.856404 |
Totals | 4,998,398,275,503,360 | 1 | -0.010579 | -0.012351 | -0.143596 | -0.048440 |
*Baccarat Odds
The Player Bet
Although the Banker bet is typically assumed as the better option, it’s a bit different when you’re using a strategy. Considering the commission on the Banker bet, it will be less lucrative when you’re using progressions. Let’s say, you’re playing Martingale – you are doubling your bet after every loss. After four consecutive losses at a 10-unit wager, you’ve lost 150 units (10 + 20 + 40 + 80).
You bet on Banker again and this time you wager 160. Finally, you win and the total payout is 304 units. That’s the 160 stake plus the 160 win, minus the 5% commission. The total amount wagered was 310 (10 + 20 + 40 + 80 + 160) which means that even though you’ve won, you haven’t covered your losses and due to the negative progression and the bet commission, your net loss is 6 units. A similar streak of losses while betting the Player hand would have given the expected 1 unit of profit, that is 10. Despite its lower odds, it’s the better option when playing with systems.
The Tie Bet
Baccarat is known as the casino game with the lowest house edge, however, the Tie bet can definitely tarnish its reputation. The Banker is recommended for its low edge of 1.06%, the Player is also a good option with a house edge of 1.26% and then there’s the Tie bet – standing at the staggering 14.4% house edge, defying logic and critical thinking. Naturally, it’s not a good call to place your money on a bet that has less than 10% odds and the possibility of paying back only 14 units per very 100 units wagered. That’s why the most logical thing would be to avoid it and play as if it doesn’t exist. A tie is a push, so your wager will just wait for the next round. If you’re following a streak and you get a Tie, simply don’t count it and keep playing accordingly.
Practice Baccarat for Free
You can test this experts’ advice in our demo game and see for yourself whether betting successively on Banker yields the highest winning potential. Play for free Baccarat by Pragmatic Play and use its features to hone your betting strategies. The game follows standard baccarat rules and has payouts as follows:
- Player Win – 1:1 (Even Money)
- Banker Win – 0.95:1 (with 5% commission)
- Tie – 8:1 (in case of Tie, Banker Bet and Player Bet are Push)
Played with eight decks, this version keeps history of the last twenty results indicating B for Banker, P for Player, and T for Tie. You have also options to rebet or place different bets before each new deal. With a betting range of 1 – 100 and 500 free credits, the game will also allow you to test out some of the progressive betting systems described below.
Using Betting Systems in Baccarat – It’s Not Stupid if it Works
Some practices used in other table and card games can also be applied to Baccarat. Both simple strategies like the D’Alembert and more sophisticated ones like the Labouchere system can serve your purpose of beating the odds at Baccarat. Positive progression systems like the Parlay and Paroli or negative progressions are also applied by players. To find out how you can use popular betting systems like the Fibonacci progression or the 1-3-2-6 system, read more details about Baccarat betting systems on our dedicated page.
Positive Progressions
Using a positive progression system means that you increase your bet every time you win and reduce it after a loss. Positive progressions are considered to be less damaging to your bankroll than negative progression betting systems. They are supposed to help you maximize your winnings if you go on a lucky winning streak and keep your losses to a minimum if you end up having consecutive losses. In theory, they do make sense and it is possible to win more money if you get a series of winning outcomes and soften the blow to your wallet in case of several consecutive losses. Positive progressions do not influence your chances of winning or losing a bet and are generally no risk at all.
Baccarat Board
Negative Progression Systems
Negative progressions are just the opposite of positive progression systems and can actually be harmful to your bankroll. In essence, they postulate that you should increase your wager after every loss and reduce it after a winning bet. At first glance, they seem logical and it’s easy to see why some gamblers will be tempted to try them. The theory behind them is that when you increase your bet, eventually your win will be big enough to cover your losses.
A closer look at how they work will reveal all the problems about such betting practice. There’s a very real risk that you will eventually run out of money, especially if you’re doubling your bet. Besides, there’s the bet limit of the house you need to consider – even if you have enough money to keep betting, the cap of the bet amount will prevent you from placing a wager big enough to cover your losses. Unless you’re very experienced and know exactly what you’re doing, such systems can be a recipe for disaster.
Flat Betting Strategy
Unlike positive and negative progression systems where you have to alter the amount of your bet, a flat betting strategy for Baccarat means that you will be repeatedly placing the exact same wager in successive rounds of play, regardless of whether you lose or win. This approach is considered advantageous due to the lower risk in case of a losing streak. But how can you win more using a flat betting strategy? The best way to profit from the flat betting strategy is to determine correctly which hand will win, Banker or Player, with the accuracy higher than 50 percent. Using the flat betting strategy means that you will place the same amount of bet on every hand. While this is an effective way of minimizing the risk, it doesn’t guarantee big wins. It’s useful if you’re still getting used to the game and not very certain of the rules.
What are the benefits of using the flat betting system instead of the negative or positive progressions?
- Flat betting offers higher chances of actually making a profit.Since you don’t double or increase your bet in flat betting, there’s a smaller risk of overspending. Not adding more money to your wager reduces the risks of bigger losses and presents a better chance of making a profit.
- You can bet more. Flat betting gives you the option for more bets at a lesser value since you don’t double the wager neither after a win, nor after a loss, the way you would in progression systems. You can bet more money because you won’t make big losses due to doubled bets.
- You can use it if you’re not very well versed in the rules. Flat betting is suitable for beginners because of its simplicity and lower risk. You don’t need to make calculations and you can apply it even if you’re not familiar with the rules like drawing additional cards.
If you’re interested in utilizing a betting system, flat betting is the only way to do it without the risk of losing more money than you can afford. Experts advise against using negative progressions and are sceptical about positive progressions as well, so it’s not a good idea to chase after other strategies if you can gain an advantage over the game by using the flat betting system. It doesn’t guarantee a sure win but it is an effective way to increase your odds if you manage to predict the outcome of the round. Even if you don’t, you don’t risk losing a lot of money.
Round | Win/Loss | Bet | Result |
---|---|---|---|
1 | win | $1 | + $1 |
2 | win | $1 | + $2 |
3 | win | $1 | + $3 |
4 | loss | $1 | + $2 |
5 | loss | $1 | + $1 |
6 | loss | $1 | 0 |
*Flat betting example
Card Counting in Baccarat – Close to Impossible but Still an Option
Card counting has gained enormous popularity at Blackjack ever since Edward E. Thorp published his 1964 bestseller Beat the Dealer. It’s a method that has proven to be lucrative for players who have used it successfully to beat blackjack. But of course, it’s not just the players that caught on to it – the casinos are well aware of it and now blackjack tables are the most closely watched ones, with suspected card counters often being barred from betting or asked to leave the premises. But gamblers won’t let their practice go to waste so they turn to the next best thing where they can continue to hone their skills – Baccarat.
Yes, Baccarat card counting is a thing and might as well be the reason why Baccarat is likely to replace blackjack as the most popular casino game. Although theoretically, you can beat Baccarat by counting cards, the edge you get will be so small that it might not actually be worth your time, considering how much more complicated than card counting at a game of 21 it is. Still, if you have the time and dedication to try and learn it, we have the complete Baccarat card counting guide to help you.
Money Management Is Crucial
If you decide to use progression systems, you need to exercise strict control over your budget. Any system that requires you to increase or double your bet is a pitfall that you’ll have hard time getting out of. Whatever systems you’re using to play online baccarat at the best online casinos, be it the Paroli, Martingale, Parlay or any other, never spend more money than you set out to. Baccarat is a chance-based game, you can never predict with certainty whether you will have a winning or a losing streak. Don’t go chasing your losses and remember the golden rule – quit while you’re ahead.
- MasterCard
- Visa
- Skrill
- PayPal
- ApplePay
- PaySafeCard
- Neteller
- Entropay
- Fast Bank Transfer
- Bank Wire
- Cheque
Plan your budget – decide on your wager and put a limit on the total sum you’re willing to bet. If you decide to make your wager $10, allow yourself a $200 bankroll and if you lose it all, simply walk away. Take time until the next session. It’s nice to leave the table a winner, but gambling is inherently unpredictable. The worst strategy would be to start chasing your losses or fall for some of the erroneous motivators behind gambling like:
- near misses: being very close to winning but not actually winning and continuing to wager with the assumption that the next round is due to be a win.
- the illusion of control: being able to roll the dice, spin the ball at roulette, or squeeze the cards in baccarat will give you a false sensation of exercising control over a game purely based on luck.
- the gambler’s fallacy: the wrong and unsupported conviction that after a series of the same result or a losing streak, the next one will be lucky and with the winnings, you’ll be able to even out.
Having Fun and Staying in Control Is the Best Strategy
Baccarat Card Game Online
All of these are misconceptions that are actually the first signs of compulsive gambling. We have an innate aversion to loss but we have to accept that in a tight game like baccarat, the chance is the deciding factor. Stop playing when you’ve spent your budget, regardless of whether you’re winning or losing and give yourself some time before you go back to playing. If you’re winning, split your win in half and use only that to keep playing. Even if you lose it, you still walk away with a profit. Remember that gambling is an entertaining activity – enjoy the fun and social aspects of it and stay in control of your bankroll. Now, that’s a strategy that always works.
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